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Net worth update per


This is doitforher's #35 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 8,456,713 and my FI portfolio increased to USD 2,649,960


Net worth

USD 8,456,713

Since the last update on my net worth has increased with USD 62,198 (+ 0.74 %).

FI portfolio

USD 2,649,960

Since the last update on my FI portfolio has increased with USD 341,024 (+ 14.77 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 108,105 +18,404 126,509
Investments 844,266 +258,657 1,102,923
Retirement acc 1,356,565 +63,963 1,420,528
Real estate 10,923,757 -292,619 10,631,138
Other assets 51,533 0 51,533
Total assets 13,284,226 +48,405 13,332,631

Mortgage 4,868,781 -7,307 4,861,474
Other debt 20,930 -6,486 14,444
Total debt 4,889,711 -13,793 4,875,918
Change
Cash 107,285 +19,224 126,509
Investments 744,203 +358,720 1,102,923
Retirement acc 1,328,021 +92,507 1,420,528
Real estate 10,619,102 + 12,036 10,631,138
Other assets 56,820 -5,287 51,533
Total assets 12,855,431 +477,200 13,332,631

Mortgage 4,911,890 -50,416 4,861,474
Other debt 26,638 -12,194 14,444
Total debt 4,938,528 -62,610 4,875,918
Change
Cash 71,000 +55,509 126,509
Investments 0 +1,102,923 1,102,923
Retirement acc 800,000 +620,528 1,420,528
Real estate 9,544,253 + 1,086,885 10,631,138
Other assets 60,000 -8,467 51,533
Total assets 10,475,253 +2,857,378 13,332,631

Mortgage 5,361,500 -500,026 4,861,474
Other debt 42,200 -27,756 14,444
Total debt 5,403,700 -527,782 4,875,918

I am now 26.5% on my way to achive my FIRE target of USD 10,000,000. This is 3.4 percentage points closer, compared to the last net worth update.

USD 2,649,960 FIRE target: USD 10,000,000


26.5%

FI portfolio

My FI portfolio now consists of USD 1,102,923 (41.6%) in investments, USD 1,420,528 (53.6%) in retirement accounts, and USD 126,509 (4.8%) in cash.

Investments

Since my last update, my investments increased with USD 258,657 (30.64%), of which USD 5,000 was from contributions, and USD 253,657 was from returns.

Since I started tracking, my total contributions have been USD 585,455, and my total return has been USD 517,468.

Retirement accounts

Since my last update, my retirement accounts increased with USD 63,963 (4.72%).

Since I started tracking, my total contributions have been USD 282,005, and my total return is USD 338,523.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 8,833 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
8,833/month
(4.0% SWR)
7,729/month
(3.5% SWR)
6,624/month
(3.0% SWR)


When can I retire?

FI date

My age

48

I am currently aiming to save/invest approximately USD 15,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 10,000,000 in 9 years and 11 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 1,800,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 5,550,040


Financial independence forecast