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Net worth update per


This is theflairbunny's #76 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 559,813 and my FI portfolio increased to GBP 559,813


Net worth

GBP 559,813

Since the last update on my net worth has increased with GBP 27,303 (+ 5.13 %).

FI portfolio

GBP 559,813

Since the last update on my FI portfolio has increased with GBP 27,303 (+ 5.13 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 2,098 +3,560 5,658
Investments 384,640 +17,580 402,220
Retirement acc 145,772 +6,163 151,935
Real estate 0 0 0
Other assets 0 0 0
Total assets 532,510 +27,303 559,813

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 24,709 -19,051 5,658
Investments 352,080 +50,140 402,220
Retirement acc 149,023 +2,912 151,935
Real estate 0 0 0
Other assets 0 0 0
Total assets 525,812 +34,001 559,813

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 2,082 +3,576 5,658
Investments 3,137 +399,083 402,220
Retirement acc 7,160 +144,775 151,935
Real estate 0 0 0
Other assets 0 0 0
Total assets 12,379 +547,434 559,813

Mortgage 0 0 0
Other debt 15,575 -15,575 0
Total debt 15,575 -15,575 0

I am now 93.3% on my way to achive my FIRE target of GBP 600,000. This is 4.6 percentage points closer, compared to the last net worth update.

GBP 559,813 FIRE target: GBP 600,000


93.3%

FI portfolio

My FI portfolio now consists of GBP 402,220 (71.8%) in investments, GBP 151,935 (27.1%) in retirement accounts, and GBP 5,658 (1.0%) in cash.

Investments

Since my last update, my investments increased with GBP 17,580 (4.57%).

Since I started tracking, my total contributions have been GBP 285,377, and my total return has been GBP 123,470.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 6,163 (4.23%).

Since I started tracking, my total contributions have been GBP 106,397, and my total return is GBP 41,856.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,866 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,866/month
(4.0% SWR)
1,632/month
(3.5% SWR)
1,399/month
(3.0% SWR)


When can I retire?

FI date

My age

34

I am currently aiming to save/invest approximately GBP 6,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 0 years and 3 months, in , and at that time I will be 34 years old.

By that time I will have invested/saved another GBP 30,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 10,187


Financial independence forecast