Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is TumTumTuuum's #57 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 326,170 and my FI portfolio decreased to EUR 283,165


Net worth

EUR 326,170

Since the last update on my net worth has decreased with EUR -8,473 ( -2.53 %).

FI portfolio

EUR 283,165

Since the last update on my FI portfolio has decreased with EUR -15,935 ( -5.33 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 90,415 -14,781 75,634
Investments 198,976 -1,121 197,855
Retirement acc 9,709 -33 9,676
Real estate 90,000 0 90,000
Other assets 32,169 -1,500 30,669
Total assets 421,269 -17,435 403,834

Mortgage 50,301 -413 49,888
Other debt 36,325 -8,549 27,776
Total debt 86,626 -8,962 77,664
Change
Cash 40,943 +34,691 75,634
Investments 184,230 +13,625 197,855
Retirement acc 9,247 +429 9,676
Real estate 90,000 0 90,000
Other assets 33,261 -2,592 30,669
Total assets 357,681 +46,153 403,834

Mortgage 51,475 -1,587 49,888
Other debt 24,947 + 2,829 27,776
Total debt 76,422 + 1,242 77,664
Change
Cash 1,230 +74,404 75,634
Investments 22,554 +175,301 197,855
Retirement acc 5,536 +4,140 9,676
Real estate 82,013 + 7,987 90,000
Other assets 1,025 + 29,644 30,669
Total assets 112,358 +291,476 403,834

Mortgage 56,834 -6,946 49,888
Other debt 2,768 + 25,008 27,776
Total debt 59,602 + 18,062 77,664

I am now 11.3% on my way to achive my FIRE target of EUR 2,500,000. This is -0.6 percentage points closer, compared to the last net worth update.

EUR 283,165 FIRE target: EUR 2,500,000


11.3%

FI portfolio

My FI portfolio now consists of EUR 197,855 (69.9%) in investments, EUR 9,676 (3.4%) in retirement accounts, and EUR 75,634 (26.7%) in cash.

Investments

Since my last update, my investments decreased with EUR -1,121 (-0.56%).

Since I started tracking, my total contributions have been EUR 158,387, and my total return has been EUR 16,914.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR -33 (-0.34%).

Since I started tracking, my total contributions have been EUR 1,589, and my total return is EUR 2,551.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 943 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
943/month
(4.0% SWR)
825/month
(3.5% SWR)
707/month
(3.0% SWR)


When can I retire?

FI date

My age

48

I am currently aiming to save/invest approximately EUR 6,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 2,500,000 in 14 years and 6 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another EUR 1,050,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 1,166,835


Financial independence forecast