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This is Angrybeaver's #39 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,948,563 and my FI portfolio increased to AUD 1,575,771


Net worth

AUD 2,948,563

Since the last update on my net worth has increased with AUD 44,806 (+ 1.54 %).

FI portfolio

AUD 1,575,771

Since the last update on my FI portfolio has increased with AUD 24,796 (+ 1.6 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 731,911 -2,616 729,295
Investments 117,244 +8,584 125,828
Retirement acc 701,820 +18,828 720,648
Real estate 1,647,000 + 2,000 1,649,000
Other assets 132,010 + 16,276 148,286
Total assets 3,329,985 +43,072 3,373,057

Mortgage 329,608 -2,245 327,363
Other debt 96,620 + 511 97,131
Total debt 426,228 + -1,734 424,494
Change
Cash 355,033 +374,262 729,295
Investments 87,652 +38,176 125,828
Retirement acc 667,543 +53,105 720,648
Real estate 1,581,000 + 68,000 1,649,000
Other assets 105,000 + 43,286 148,286
Total assets 2,796,228 +576,829 3,373,057

Mortgage 346,596 -19,233 327,363
Other debt 4,883 + 92,248 97,131
Total debt 351,479 + 73,015 424,494
Change
Cash 398,880 +330,415 729,295
Investments 3,783 +122,045 125,828
Retirement acc 408,515 +312,133 720,648
Real estate 1,280,000 + 369,000 1,649,000
Other assets 10,500 + 137,786 148,286
Total assets 2,101,678 +1,271,379 3,373,057

Mortgage 410,862 -83,499 327,363
Other debt 5,000 + 92,131 97,131
Total debt 415,862 + 8,632 424,494

I am now 78.8% on my way to achive my FIRE target of AUD 2,000,000. This is 1.2 percentage points closer, compared to the last net worth update.

AUD 1,575,771 FIRE target: AUD 2,000,000


78.8%

FI portfolio

My FI portfolio now consists of AUD 125,828 (8.0%) in investments, AUD 720,648 (45.7%) in retirement accounts, and AUD 729,295 (46.3%) in cash.

Investments

Since my last update, my investments increased with AUD 8,584 (7.32%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 118,295.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 18,828 (2.68%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 308,883.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 5,252 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
5,252/month
(4.0% SWR)
4,595/month
(3.5% SWR)
3,939/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 2 years and 10 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another AUD 210,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 214,229


Financial independence forecast