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Net worth update per


This is mudpie's #26 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 1,775,043 and my FI portfolio increased to CHF 1,514,786


Net worth

CHF 1,775,043

Since the last update on my net worth has increased with CHF 93,931 (+ 5.59 %).

FI portfolio

CHF 1,514,786

Since the last update on my FI portfolio has increased with CHF 93,878 (+ 6.61 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 78,064 -18,725 59,339
Investments 978,739 +78,173 1,056,912
Retirement acc 364,105 +34,430 398,535
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,681,165 +93,878 1,775,043

Mortgage 0 0 0
Other debt 53 -53 0
Total debt 53 -53 0
Change
Cash 76,029 -16,690 59,339
Investments 975,464 +81,448 1,056,912
Retirement acc 330,961 +67,574 398,535
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,642,711 +132,332 1,775,043

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 44,016 +15,323 59,339
Investments 582,494 +474,418 1,056,912
Retirement acc 156,559 +241,976 398,535
Real estate 248,217 + 7,040 255,257
Other assets 5,000 0 5,000
Total assets 1,036,286 +738,757 1,775,043

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 151.5% on my way to achive my FIRE target of CHF 1,000,000. This is 9.4 percentage points closer, compared to the last net worth update.

CHF 1,514,786 FIRE target: CHF 1,000,000


151.5%

FI portfolio

My FI portfolio now consists of CHF 1,056,912 (69.8%) in investments, CHF 398,535 (26.3%) in retirement accounts, and CHF 59,339 (3.9%) in cash.

Investments

Since my last update, my investments increased with CHF 78,173 (7.99%).

Since I started tracking, my total contributions have been CHF 1,346, and my total return has been CHF 503,596.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 34,430 (9.46%).

Since I started tracking, my total contributions have been CHF 2,095, and my total return is CHF 242,694.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 5,049 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
5,049/month
(4.0% SWR)
4,418/month
(3.5% SWR)
3,786/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately CHF 13,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 0 years and -1 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another CHF 13,750, while the rest will be return on my existing FI portfolio and the new investments, in total CHF -528,536


Financial independence forecast