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Net worth update per


This is Falco's #633 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 410,754 and my FI portfolio increased to USD 410,754


Net worth

USD 410,754

Since the last update on my net worth has increased with USD 7,929 (+ 1.97 %).

FI portfolio

USD 410,754

Since the last update on my FI portfolio has increased with USD 7,929 (+ 1.97 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 13,294 +4,557 17,851
Investments 99,856 +827 100,683
Retirement acc 289,675 +2,545 292,220
Real estate 0 0 0
Other assets 0 0 0
Total assets 402,825 +7,929 410,754

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 13,632 +4,219 17,851
Investments 94,414 +6,269 100,683
Retirement acc 276,012 +16,208 292,220
Real estate 0 0 0
Other assets 0 0 0
Total assets 384,058 +26,696 410,754

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -2,651 17,851
Investments 22,774 +77,909 100,683
Retirement acc 141,441 +150,779 292,220
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +226,037 410,754

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 82.2% on my way to achive my FIRE target of USD 500,000. This is 1.6 percentage points closer, compared to the last net worth update.

USD 410,754 FIRE target: USD 500,000


82.2%

FI portfolio

My FI portfolio now consists of USD 100,683 (24.5%) in investments, USD 292,220 (71.1%) in retirement accounts, and USD 17,851 (4.3%) in cash.

Investments

Since my last update, my investments increased with USD 827 (0.83%), of which USD 100 was from contributions, and USD 154 was from returns.

Since I started tracking, my total contributions have been USD 54,693, and my total return has been USD 24,565.

Retirement accounts

Since my last update, my retirement accounts increased with USD 2,545 (0.88%), of which USD 134 was from contributions , and USD 603 was from returns.

Since I started tracking, my total contributions have been USD 28,173, and my total return is USD 126,263.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,369 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,369/month
(4.0% SWR)
1,198/month
(3.5% SWR)
1,026/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 1 years and 10 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 32,200, while the rest will be return on my existing FI portfolio and the new investments, in total USD 57,046


Financial independence forecast