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Net worth update per


This is Falco's #629 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 396,523 and my FI portfolio decreased to USD 396,523


Net worth

USD 396,523

Since the last update on my net worth has decreased with USD -2,999 ( -0.75 %).

FI portfolio

USD 396,523

Since the last update on my FI portfolio has decreased with USD -2,999 ( -0.75 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 14,188 -234 13,954
Investments 98,672 -635 98,037
Retirement acc 286,662 -2,130 284,532
Real estate 0 0 0
Other assets 0 0 0
Total assets 399,522 -2,999 396,523

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 13,632 +322 13,954
Investments 94,414 +3,623 98,037
Retirement acc 276,012 +8,520 284,532
Real estate 0 0 0
Other assets 0 0 0
Total assets 384,058 +12,465 396,523

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -6,548 13,954
Investments 22,774 +75,263 98,037
Retirement acc 141,441 +143,091 284,532
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +211,806 396,523

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 79.3% on my way to achive my FIRE target of USD 500,000. This is -0.6 percentage points closer, compared to the last net worth update.

USD 396,523 FIRE target: USD 500,000


79.3%

FI portfolio

My FI portfolio now consists of USD 98,037 (24.7%) in investments, USD 284,532 (71.8%) in retirement accounts, and USD 13,954 (3.5%) in cash.

Investments

Since my last update, my investments decreased with USD -635 (-0.64%), of which USD 100 was from contributions, and USD -735 was from returns.

Since I started tracking, my total contributions have been USD 54,493, and my total return has been USD 20,770.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -2,130 (-0.74%), of which USD 134 was from contributions , and USD -2,264 was from returns.

Since I started tracking, my total contributions have been USD 27,904, and my total return is USD 115,187.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,321 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,321/month
(4.0% SWR)
1,156/month
(3.5% SWR)
991/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 2 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 37,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 65,677


Financial independence forecast