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Net worth update per



This is ddog's #46 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 429,400 and my FI portfolio decreased to AUD 508,670


Net worth

AUD 429,400

Since the last update on my net worth has decreased with AUD -1,069 ( -0.25 %).

FI portfolio

AUD 508,670

Since the last update on my FI portfolio has decreased with AUD -1,069 ( -0.21 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 25.4% on my way to achive my FIRE target of AUD 2,000,000. This is -0.1 percentage points closer, compared to the last net worth update.

AUD 508,670 FIRE target: AUD 2,000,000


25.4%


FI portfolio


My FI portfolio now consists of AUD 373,040 (73.3%) in investments, AUD 101,965 (20.0%) in retirement accounts, and AUD 33,665 (6.6%) in cash.

Investments

Since my last update, my investments increased with AUD 17,320 (4.87%).

Retirement accounts

Since my last update, my retirement accounts increased with AUD 405 (0.4%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 1,695 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,695/month
(4.0% SWR)
1,483/month
(3.5% SWR)
1,271/month
(3.0% SWR)


When can I retire?


FI date


My age

43

I am currently aiming to save/invest approximately AUD 2,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 11 years and 3 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another AUD 272,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 1,219,330


Financial independence forecast