Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per



This is ddog's #45 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 430,469 and my FI portfolio increased to AUD 509,739


Net worth

AUD 430,469

Since the last update on my net worth has increased with AUD 110,345 (+ 34.47 %).

FI portfolio

AUD 509,739

Since the last update on my FI portfolio has increased with AUD 105,944 (+ 26.24 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 25.5% on my way to achive my FIRE target of AUD 2,000,000. This is 5.3 percentage points closer, compared to the last net worth update.

AUD 509,739 FIRE target: AUD 2,000,000


25.5%


FI portfolio


My FI portfolio now consists of AUD 355,720 (69.8%) in investments, AUD 101,560 (19.9%) in retirement accounts, and AUD 52,459 (10.3%) in cash.

Investments

Since my last update, my investments increased with AUD 61,928 (21.08%).

Retirement accounts

Since my last update, my retirement accounts increased with AUD 7,923 (8.46%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 1,699 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,699/month
(4.0% SWR)
1,486/month
(3.5% SWR)
1,274/month
(3.0% SWR)


When can I retire?


FI date


My age

43

I am currently aiming to save/invest approximately AUD 2,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 11 years and 3 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another AUD 274,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 1,216,261


Financial independence forecast