Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is awedPonie3's #35 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 584,110 and my FI portfolio increased to GBP 518,827


Net worth

GBP 584,110

Since the last update on my net worth has increased with GBP 26,124 (+ 4.68 %).

FI portfolio

GBP 518,827

Since the last update on my FI portfolio has increased with GBP 20,227 (+ 4.06 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 10,136 +1,700 11,836
Investments 184,097 -525 183,572
Retirement acc 304,367 +19,052 323,419
Real estate 352,445 + 5,324 357,769
Other assets 17,000 0 17,000
Total assets 868,045 +25,551 893,596

Mortgage 235,621 -279 235,342
Other debt 74,438 -294 74,144
Total debt 310,059 -573 309,486
Change
Cash 9,710 +2,126 11,836
Investments 176,562 +7,010 183,572
Retirement acc 322,711 +708 323,419
Real estate 352,445 + 5,324 357,769
Other assets 17,000 0 17,000
Total assets 878,428 +15,168 893,596

Mortgage 236,881 -1,539 235,342
Other debt 75,142 -998 74,144
Total debt 312,023 -2,537 309,486
Change
Cash 19,186 -7,350 11,836
Investments 45,559 +138,013 183,572
Retirement acc 186,304 +137,115 323,419
Real estate 505,000 -147,231 357,769
Other assets 17,780 -780 17,000
Total assets 773,829 +119,767 893,596

Mortgage 332,319 -96,977 235,342
Other debt 4,000 + 70,144 74,144
Total debt 336,319 -26,833 309,486

I am now 47.2% on my way to achive my FIRE target of GBP 1,100,000. This is 1.8 percentage points closer, compared to the last net worth update.

GBP 518,827 FIRE target: GBP 1,100,000


47.2%

FI portfolio

My FI portfolio now consists of GBP 183,572 (35.4%) in investments, GBP 323,419 (62.3%) in retirement accounts, and GBP 11,836 (2.3%) in cash.

Investments

Since my last update, my investments decreased with GBP -525 (-0.29%).

Since I started tracking, my total contributions have been GBP 10,793, and my total return has been GBP 127,220.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 19,052 (6.26%), of which GBP 1,807 was from contributions , and GBP 17,245 was from returns.

Since I started tracking, my total contributions have been GBP 66,966, and my total return is GBP 70,149.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,729 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,729/month
(4.0% SWR)
1,513/month
(3.5% SWR)
1,297/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately GBP 2,711 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,100,000 in 7 years and 2 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another GBP 238,568, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 342,605


Financial independence forecast