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This is Angrybeaver's #37 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,875,832 and my FI portfolio increased to AUD 1,506,066


Net worth

AUD 2,875,832

Since the last update on my net worth has increased with AUD 5,532 (+ 0.19 %).

FI portfolio

AUD 1,506,066

Since the last update on my FI portfolio has increased with AUD 7,648 (+ 0.51 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 724,378 +1,589 725,967
Investments 99,721 +6,433 106,154
Retirement acc 674,319 -374 673,945
Real estate 1,654,000 0 1,654,000
Other assets 57,160 0 57,160
Total assets 3,209,578 +7,648 3,217,226

Mortgage 334,727 -2,362 332,365
Other debt 4,551 + 4,478 9,029
Total debt 339,278 + 2,116 341,394
Change
Cash 355,033 +370,934 725,967
Investments 87,652 +18,502 106,154
Retirement acc 667,543 +6,402 673,945
Real estate 1,581,000 + 73,000 1,654,000
Other assets 105,000 -47,840 57,160
Total assets 2,796,228 +420,998 3,217,226

Mortgage 346,596 -14,231 332,365
Other debt 4,883 + 4,146 9,029
Total debt 351,479 + -10,085 341,394
Change
Cash 398,880 +327,087 725,967
Investments 3,783 +102,371 106,154
Retirement acc 408,515 +265,430 673,945
Real estate 1,280,000 + 374,000 1,654,000
Other assets 10,500 + 46,660 57,160
Total assets 2,101,678 +1,115,548 3,217,226

Mortgage 410,862 -78,497 332,365
Other debt 5,000 + 4,029 9,029
Total debt 415,862 -74,468 341,394

I am now 75.3% on my way to achive my FIRE target of AUD 2,000,000. This is 0.4 percentage points closer, compared to the last net worth update.

AUD 1,506,066 FIRE target: AUD 2,000,000


75.3%

FI portfolio

My FI portfolio now consists of AUD 106,154 (7.0%) in investments, AUD 673,945 (44.7%) in retirement accounts, and AUD 725,967 (48.2%) in cash.

Investments

Since my last update, my investments increased with AUD 6,433 (6.45%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -374 (-0.06%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 5,020 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
5,020/month
(4.0% SWR)
4,392/month
(3.5% SWR)
3,765/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 3 years and 4 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another AUD 246,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 247,934


Financial independence forecast