Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Falco's #603 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 354,253 and my FI portfolio increased to USD 354,253


Net worth

USD 354,253

Since the last update on my net worth has increased with USD 29,966 (+ 9.24 %).

FI portfolio

USD 354,253

Since the last update on my FI portfolio has increased with USD 29,966 (+ 9.24 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 9,314 0 9,314
Investments 80,512 +7,600 88,112
Retirement acc 234,461 +22,366 256,827
Real estate 0 0 0
Other assets 0 0 0
Total assets 324,287 +29,966 354,253

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 13,632 -4,318 9,314
Investments 94,414 -6,302 88,112
Retirement acc 276,012 -19,185 256,827
Real estate 0 0 0
Other assets 0 0 0
Total assets 384,058 -29,805 354,253

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -11,188 9,314
Investments 22,774 +65,338 88,112
Retirement acc 141,441 +115,386 256,827
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +169,536 354,253

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 70.9% on my way to achive my FIRE target of USD 500,000. This is 6.0 percentage points closer, compared to the last net worth update.

USD 354,253 FIRE target: USD 500,000


70.9%

FI portfolio

My FI portfolio now consists of USD 88,112 (24.9%) in investments, USD 256,827 (72.5%) in retirement accounts, and USD 9,314 (2.6%) in cash.

Investments

Since my last update, my investments increased with USD 7,600 (9.44%), of which USD 100 was from contributions, and USD -144 was from returns.

Since I started tracking, my total contributions have been USD 53,793, and my total return has been USD 14,289.

Retirement accounts

Since my last update, my retirement accounts increased with USD 22,366 (9.54%), of which USD 134 was from contributions , and USD 84 was from returns.

Since I started tracking, my total contributions have been USD 26,965, and my total return is USD 94,730.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,180 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,180/month
(4.0% SWR)
1,033/month
(3.5% SWR)
885/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 3 years and 2 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 54,600, while the rest will be return on my existing FI portfolio and the new investments, in total USD 91,147


Financial independence forecast