Net worth update per



This is my #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 3,171,678 and my FI portfolio decreased to USD 1,551,178


Net worth

USD 3,171,678

Since the last update on my net worth has increased with USD 266,436 (+ 9.17 %).

FI portfolio

USD 1,551,178

Since the last update on my FI portfolio has decreased with USD -354 ( -0.02 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in USD.

I am now 32.0% on my way to achive my FIRE target of USD 4,850,000. This is -0.0 percentage points closer, compared to the last net worth update.

USD 1,551,178 FIRE target: USD 4,850,000


32.0%


FI portfolio


My FI portfolio now consists of USD 681,497 (43.9%) in investments, USD 779,356 (50.2%) in retirement accounts, and USD 90,325 (5.8%) in cash.

Investments

Since my last update, my investments decreased with USD -4,757 (-0.69%), of which USD -3,544 was from withdrawals, and USD 29,331 was from returns.

Since I started tracking, my total contributions have been USD 14,518, and my total return has been USD -14,700.

Retirement accounts

Since my last update, my retirement accounts increased with USD 228 (0.03%), of which USD 3,544 was from contributions , and USD -17,949 was from returns.

Since I started tracking, my total contributions have been USD 21,860, and my total return is USD -123,714.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 5,170 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
5,170/month
(4.0% SWR)
4,524/month
(3.5% SWR)
3,877/month
(3.0% SWR)


When can I retire?


FI date


My age

53

I am currently aiming to save/invest approximately USD 8,500 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 4,850,000 in 8 years and 4 months, in , and at that time I will be 53 years old.

By that time I will have invested/saved another USD 867,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 2,431,822


Financial independence forecast