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Net worth update per


This is mudpie's #24 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 1,709,574 and my FI portfolio increased to CHF 1,451,474


Net worth

CHF 1,709,574

Since the last update on my net worth has increased with CHF 2,478 (+ 0.15 %).

FI portfolio

CHF 1,451,474

Since the last update on my FI portfolio has increased with CHF 4,635 (+ 0.32 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 66,215 +31,507 97,722
Investments 1,028,619 -28,392 1,000,227
Retirement acc 352,005 +1,520 353,525
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,707,096 +4,635 1,711,731

Mortgage 0 0 0
Other debt 0 + 2,157 2,157
Total debt 0 + 2,157 2,157
Change
Cash 76,029 +21,693 97,722
Investments 975,464 +24,763 1,000,227
Retirement acc 330,961 +22,564 353,525
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,642,711 +69,020 1,711,731

Mortgage 0 0 0
Other debt 0 + 2,157 2,157
Total debt 0 + 2,157 2,157
Change
Cash 44,016 +53,706 97,722
Investments 582,494 +417,733 1,000,227
Retirement acc 156,559 +196,966 353,525
Real estate 248,217 + 7,040 255,257
Other assets 5,000 0 5,000
Total assets 1,036,286 +675,445 1,711,731

Mortgage 0 0 0
Other debt 0 + 2,157 2,157
Total debt 0 + 2,157 2,157

I am now 145.1% on my way to achive my FIRE target of CHF 1,000,000. This is 0.5 percentage points closer, compared to the last net worth update.

CHF 1,451,474 FIRE target: CHF 1,000,000


145.1%

FI portfolio

My FI portfolio now consists of CHF 1,000,227 (68.9%) in investments, CHF 353,525 (24.4%) in retirement accounts, and CHF 97,722 (6.7%) in cash.

Investments

Since my last update, my investments decreased with CHF -28,392 (-2.76%).

Since I started tracking, my total contributions have been CHF 1,346, and my total return has been CHF 394,899.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 1,520 (0.43%).

Since I started tracking, my total contributions have been CHF 2,095, and my total return is CHF 205,451.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 4,838 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
4,838/month
(4.0% SWR)
4,233/month
(3.5% SWR)
3,628/month
(3.0% SWR)


When can I retire?

FI date

My age

41

I am currently aiming to save/invest approximately CHF 13,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 0 years and 0 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another CHF 13,750, while the rest will be return on my existing FI portfolio and the new investments, in total CHF -465,224


Financial independence forecast