Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is doitforher's #31 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 7,797,198 and my FI portfolio decreased to USD 2,092,017


Net worth

USD 7,797,198

Since the last update on my net worth has decreased with USD -18,514 ( -0.24 %).

FI portfolio

USD 2,092,017

Since the last update on my FI portfolio has decreased with USD -107,836 ( -4.9 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 117,451 -2,199 115,252
Investments 766,044 -72,565 693,479
Retirement acc 1,316,358 -33,072 1,283,286
Real estate 10,487,200 + 72,807 10,560,007
Other assets 51,533 0 51,533
Total assets 12,738,586 -35,029 12,703,557

Mortgage 4,897,714 -8,556 4,889,158
Other debt 25,160 -7,959 17,201
Total debt 4,922,874 -16,515 4,906,359
Change
Cash 107,285 +7,967 115,252
Investments 744,203 -50,724 693,479
Retirement acc 1,328,021 -44,735 1,283,286
Real estate 10,619,102 -59,095 10,560,007
Other assets 56,820 -5,287 51,533
Total assets 12,855,431 -151,874 12,703,557

Mortgage 4,911,890 -22,732 4,889,158
Other debt 26,638 -9,437 17,201
Total debt 4,938,528 -32,169 4,906,359
Change
Cash 71,000 +44,252 115,252
Investments 0 +693,479 693,479
Retirement acc 800,000 +483,286 1,283,286
Real estate 9,544,253 + 1,015,754 10,560,007
Other assets 60,000 -8,467 51,533
Total assets 10,475,253 +2,228,304 12,703,557

Mortgage 5,361,500 -472,342 4,889,158
Other debt 42,200 -24,999 17,201
Total debt 5,403,700 -497,341 4,906,359

I am now 20.9% on my way to achive my FIRE target of USD 10,000,000. This is -1.1 percentage points closer, compared to the last net worth update.

USD 2,092,017 FIRE target: USD 10,000,000


20.9%

FI portfolio

My FI portfolio now consists of USD 693,479 (33.1%) in investments, USD 1,283,286 (61.3%) in retirement accounts, and USD 115,252 (5.5%) in cash.

Investments

Since my last update, my investments decreased with USD -72,565 (-9.47%), of which USD 40,000 was from contributions, and USD 22,685 was from returns.

Since I started tracking, my total contributions have been USD 746,455, and my total return has been USD 690,208.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -33,072 (-2.51%).

Since I started tracking, my total contributions have been USD 282,005, and my total return is USD 449,286.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 6,973 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
6,973/month
(4.0% SWR)
6,101/month
(3.5% SWR)
5,230/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately USD 40,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 10,000,000 in 8 years and 0 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another USD 4,160,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 3,747,983


Financial independence forecast