Net worth update per



This is my #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 77,035 and my FI portfolio increased to USD 84,396


Net worth

USD 77,035

Since the last update on my net worth has increased with USD 6,004 (+ 8.45 %).

FI portfolio

USD 84,396

Since the last update on my FI portfolio has increased with USD 6,008 (+ 7.66 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in USD.

I am now 4.2% on my way to achive my FIRE target of USD 2,028,571. This is 0.3 percentage points closer, compared to the last net worth update.

USD 84,396 FIRE target: USD 2,028,571


4.2%


FI portfolio


My FI portfolio now consists of USD 26 (0.0%) in investments, USD 47,665 (56.5%) in retirement accounts, and USD 36,705 (43.5%) in cash.

Investments

Since my last update, my investments decreased with USD -974 (-97.4%), of which USD 1,991 was from contributions, and USD -172 was from returns.

Since I started tracking, my total contributions have been USD 1,014, and my total return has been USD -27.

Retirement accounts

Since my last update, my retirement accounts increased with USD 2,830 (6.31%), of which USD 1,277 was from contributions , and USD -1,737 was from returns.

Since I started tracking, my total contributions have been USD 28,390, and my total return is USD 6,441.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 281 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
281/month
(4.0% SWR)
246/month
(3.5% SWR)
210/month
(3.0% SWR)


When can I retire?


FI date


My age

55

I am currently aiming to save/invest approximately USD 2,289 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,028,571 in 26 years and 0 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another USD 718,746, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,225,429


Financial independence forecast