Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Nono's #9 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 69,835 and my FI portfolio increased to EUR 15,390


Net worth

EUR 69,835

Since the last update on my net worth has decreased with EUR -120 ( -0.17 %).

FI portfolio

EUR 15,390

Since the last update on my FI portfolio has increased with EUR 1,233 (+ 8.71 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 150 +700 850
Investments 10,266 +439 10,705
Retirement acc 3,741 +94 3,835
Real estate 91,936 0 91,936
Other assets 6,800 -1,896 4,904
Total assets 112,893 -663 112,230

Mortgage 42,938 -543 42,395
Other debt 0 0 0
Total debt 42,938 -543 42,395
Change
Cash 2,162 -1,312 850
Investments 8,566 +2,139 10,705
Retirement acc 3,345 +490 3,835
Real estate 91,936 0 91,936
Other assets 7,175 -2,271 4,904
Total assets 113,184 -954 112,230

Mortgage 44,025 -1,630 42,395
Other debt 0 0 0
Total debt 44,025 -1,630 42,395
Change
Cash 2,000 -1,150 850
Investments 5,737 +4,968 10,705
Retirement acc 3,105 +730 3,835
Real estate 85,000 + 6,936 91,936
Other assets 4,764 + 140 4,904
Total assets 100,606 +11,624 112,230

Mortgage 44,817 -2,422 42,395
Other debt 0 0 0
Total debt 44,817 -2,422 42,395

I am now 1.5% on my way to achive my FIRE target of EUR 1,000,000. This is 0.1 percentage points closer, compared to the last net worth update.

EUR 15,390 FIRE target: EUR 1,000,000


1.5%

FI portfolio

My FI portfolio now consists of EUR 10,705 (69.6%) in investments, EUR 3,835 (24.9%) in retirement accounts, and EUR 850 (5.5%) in cash.

Investments

Since my last update, my investments increased with EUR 439 (4.28%), of which EUR 1,000 was from contributions, and EUR -1,408 was from returns.

Since I started tracking, my total contributions have been EUR 3,830, and my total return has been EUR 730.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 94 (2.51%), of which EUR 94 was from contributions , and EUR 0 was from returns.

Since I started tracking, my total contributions have been EUR 441, and my total return is EUR 383.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 51 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
51/month
(4.0% SWR)
44/month
(3.5% SWR)
38/month
(3.0% SWR)


When can I retire?

FI date

My age

55

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 26 years and 1 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another EUR 316,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 668,610


Financial independence forecast