Net worth update per



This is my #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 52,686 and my FI portfolio increased to USD 67,545


Net worth

USD 52,686

Since the last update on my net worth has increased with USD 28,628 (+ 119.0 %).

FI portfolio

USD 67,545

Since the last update on my FI portfolio has increased with USD 25,201 (+ 59.51 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in USD.

I am now 3.3% on my way to achive my FIRE target of USD 2,028,571. This is 1.2 percentage points closer, compared to the last net worth update.

USD 67,545 FIRE target: USD 2,028,571


3.3%


FI portfolio


My FI portfolio now consists of USD 961 (1.4%) in investments, USD 37,594 (55.7%) in retirement accounts, and USD 28,990 (42.9%) in cash.

Investments

Since my last update, my investments increased with USD 93 (10.71%), of which USD -977 was from withdrawals, and USD 3 was from returns.

Retirement accounts

Since my last update, my retirement accounts increased with USD 12,856 (51.97%), of which USD 1,365 was from contributions , and USD 1,465 was from returns.

Since I started tracking, my total contributions have been USD 27,113, and my total return is USD 8,178.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 225 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
225/month
(4.0% SWR)
197/month
(3.5% SWR)
168/month
(3.0% SWR)


When can I retire?


FI date


My age

53

I am currently aiming to save/invest approximately USD 2,289 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,028,571 in 24 years and 3 months, in , and at that time I will be 53 years old.

By that time I will have invested/saved another USD 670,677, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,290,349


Financial independence forecast