Net worth update per February 1st 2025
This is ThomasLinke's #51 net worth update. Please check out my profile here for more information. As of February 1st 2025, my net worth increased to EUR 892,976 and my FI portfolio increased to EUR 668,630
Net worth
EUR 892,976
Since the last update on January 1st 2025 my net worth has increased with EUR 40,972 (+ 4.81 %).
FI portfolio
EUR 668,630
Since the last update on January 1st 2025 my FI portfolio has increased with EUR 40,088 (+ 6.38 %).
The per-day change in net worth between the reported periods are shown in the plot below.
And the development and changes between each net worth reporting is shown in the tables below.
The changes for each asset class is shown in the table below. All numbers are in EUR.
I am now 29.4% on my way to achive my FIRE target of EUR 2,272,996. This is 1.8 percentage points closer, compared to the last net worth update.
EUR 668,630 FIRE target: EUR 2,272,996
FI portfolio
My FI portfolio now consists of EUR 668,630 (100.0%) in investments, and EUR 0 (0.0%) in cash.
Since my last update, my investments
increased
with EUR 40,088
(6.38%), of which
EUR
5,000
was from
contributions, and EUR
-26,377 was from
returns.
Since I started tracking, my total contributions have been
EUR
319,184,
and my total return has been
EUR
136,209.
How much can I withdraw according to the 4%-rule?
If I quit working today, my monthly pay out would be EUR 2,228 for the rest of my life.
Monthly SWR amount
Retire today with (EUR)
When can I retire?
FI date
July 2037
My age
44
I am currently aiming to save/invest
approximately EUR
2,888
each month.
Assuming an annual return of
7% on my investments and my retirement accounts, I
aim to reach my FIRE target
of EUR 2,272,996
in 12 years and 0 months,
in July 2037, and at that time I will be
44 years old.
By that time I will have invested/saved
another EUR 430,312,
while the rest will be return on my existing FI portfolio and the new
investments,
in total EUR
1,174,054