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Net worth update per


This is Angrybeaver's #32 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,490,904 and my FI portfolio increased to AUD 1,118,257


Net worth

AUD 2,490,904

Since the last update on my net worth has increased with AUD 46,155 (+ 1.89 %).

FI portfolio

AUD 1,118,257

Since the last update on my FI portfolio has increased with AUD 8,029 (+ 0.72 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 355,033 +2,256 357,289
Investments 87,652 +2,334 89,986
Retirement acc 667,543 +3,439 670,982
Real estate 1,581,000 + 37,000 1,618,000
Other assets 105,000 -1,500 103,500
Total assets 2,796,228 +43,529 2,839,757

Mortgage 346,596 -2,757 343,839
Other debt 4,883 + 131 5,014
Total debt 351,479 + -2,626 348,853
Change
Cash 355,033 +2,256 357,289
Investments 87,652 +2,334 89,986
Retirement acc 667,543 +3,439 670,982
Real estate 1,581,000 + 37,000 1,618,000
Other assets 105,000 -1,500 103,500
Total assets 2,796,228 +43,529 2,839,757

Mortgage 346,596 -2,757 343,839
Other debt 4,883 + 131 5,014
Total debt 351,479 + -2,626 348,853
Change
Cash 398,880 -41,591 357,289
Investments 3,783 +86,203 89,986
Retirement acc 408,515 +262,467 670,982
Real estate 1,280,000 + 338,000 1,618,000
Other assets 10,500 + 93,000 103,500
Total assets 2,101,678 +738,079 2,839,757

Mortgage 410,862 -67,023 343,839
Other debt 5,000 + 14 5,014
Total debt 415,862 -67,009 348,853

I am now 55.9% on my way to achive my FIRE target of AUD 2,000,000. This is 0.4 percentage points closer, compared to the last net worth update.

AUD 1,118,257 FIRE target: AUD 2,000,000


55.9%

FI portfolio

My FI portfolio now consists of AUD 89,986 (8.0%) in investments, AUD 670,982 (60.0%) in retirement accounts, and AUD 357,289 (32.0%) in cash.

Investments

Since my last update, my investments increased with AUD 2,334 (2.66%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 3,439 (0.52%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 3,727 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
3,727/month
(4.0% SWR)
3,261/month
(3.5% SWR)
2,795/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 5 years and 7 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 432,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 449,743


Financial independence forecast