Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is holisticRhino3's #64 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 126,424 and my FI portfolio increased to EUR 81,884


Net worth

EUR 126,424

Since the last update on my net worth has increased with EUR 2,611 (+ 2.11 %).

FI portfolio

EUR 81,884

Since the last update on my FI portfolio has increased with EUR 2,611 (+ 3.29 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 5,800 +40 5,840
Investments 60,643 +2,820 63,463
Retirement acc 12,830 -249 12,581
Real estate 135,000 0 135,000
Other assets 5,000 0 5,000
Total assets 219,273 +2,611 221,884

Mortgage 95,460 0 95,460
Other debt 0 0 0
Total debt 95,460 0 95,460
Change
Cash 5,800 +40 5,840
Investments 60,643 +2,820 63,463
Retirement acc 12,830 -249 12,581
Real estate 135,000 0 135,000
Other assets 5,000 0 5,000
Total assets 219,273 +2,611 221,884

Mortgage 95,460 0 95,460
Other debt 0 0 0
Total debt 95,460 0 95,460
Change
Cash 100 +5,740 5,840
Investments 900 +62,563 63,463
Retirement acc 0 +12,581 12,581
Real estate 0 + 135,000 135,000
Other assets 1,000 + 4,000 5,000
Total assets 2,000 +219,884 221,884

Mortgage 0 95,460 95,460
Other debt 0 0 0
Total debt 0 + 95,460 95,460

I am now 10.2% on my way to achive my FIRE target of EUR 800,000. This is 0.3 percentage points closer, compared to the last net worth update.

EUR 81,884 FIRE target: EUR 800,000


10.2%

FI portfolio

My FI portfolio now consists of EUR 63,463 (77.5%) in investments, EUR 12,581 (15.4%) in retirement accounts, and EUR 5,840 (7.1%) in cash.

Investments

Since my last update, my investments increased with EUR 2,820 (4.65%), of which EUR 3,700 was from contributions, and EUR -2,420 was from returns.

Since I started tracking, my total contributions have been EUR 56,644, and my total return has been EUR 10,856.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR -249 (-1.94%), of which EUR 400 was from contributions , and EUR -1,420 was from returns.

Since I started tracking, my total contributions have been EUR 11,968, and my total return is EUR 282.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 272 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
272/month
(4.0% SWR)
238/month
(3.5% SWR)
204/month
(3.0% SWR)


When can I retire?

FI date

My age

37

I am currently aiming to save/invest approximately EUR 2,150 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 800,000 in 11 years and 1 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another EUR 296,700, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 421,416


Financial independence forecast