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Net worth update per


This is Falco's #568 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 389,268 and my FI portfolio decreased to USD 389,268


Net worth

USD 389,268

Since the last update on my net worth has decreased with USD -5,199 ( -1.32 %).

FI portfolio

USD 389,268

Since the last update on my FI portfolio has decreased with USD -5,199 ( -1.32 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 14,627 -995 13,632
Investments 96,859 -1,113 95,746
Retirement acc 282,981 -3,091 279,890
Real estate 0 0 0
Other assets 0 0 0
Total assets 394,467 -5,199 389,268

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 15,017 -1,385 13,632
Investments 74,879 +20,867 95,746
Retirement acc 217,757 +62,133 279,890
Real estate 0 0 0
Other assets 0 0 0
Total assets 307,653 +81,615 389,268

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -6,870 13,632
Investments 22,774 +72,972 95,746
Retirement acc 141,441 +138,449 279,890
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +204,551 389,268

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 77.9% on my way to achive my FIRE target of USD 500,000. This is -1.0 percentage points closer, compared to the last net worth update.

USD 389,268 FIRE target: USD 500,000


77.9%

FI portfolio

My FI portfolio now consists of USD 95,746 (24.6%) in investments, USD 279,890 (71.9%) in retirement accounts, and USD 13,632 (3.5%) in cash.

Investments

Since my last update, my investments decreased with USD -1,113 (-1.15%), of which USD 100 was from contributions, and USD -144 was from returns.

Since I started tracking, my total contributions have been USD 53,793, and my total return has been USD 14,289.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -3,091 (-1.09%), of which USD 134 was from contributions , and USD 84 was from returns.

Since I started tracking, my total contributions have been USD 26,965, and my total return is USD 94,730.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,297 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,297/month
(4.0% SWR)
1,135/month
(3.5% SWR)
973/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 0 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 40,600, while the rest will be return on my existing FI portfolio and the new investments, in total USD 70,132


Financial independence forecast