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Net worth update per


This is doitforher's #28 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 7,916,903 and my FI portfolio increased to USD 2,179,509


Net worth

USD 7,916,903

Since the last update on my net worth has increased with USD 44,712 (+ 0.57 %).

FI portfolio

USD 2,179,509

Since the last update on my FI portfolio has increased with USD 240,119 (+ 12.38 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 119,463 -12,178 107,285
Investments 558,536 +185,667 744,203
Retirement acc 1,261,391 +66,630 1,328,021
Real estate 10,819,433 -200,331 10,619,102
Other assets 56,820 0 56,820
Total assets 12,815,643 +39,788 12,855,431

Mortgage 4,921,441 -9,551 4,911,890
Other debt 22,011 + 4,627 26,638
Total debt 4,943,452 + -4,924 4,938,528
Change
Cash 181,730 -74,445 107,285
Investments 137,388 +606,815 744,203
Retirement acc 947,908 +380,113 1,328,021
Real estate 10,952,149 -333,047 10,619,102
Other assets 56,820 0 56,820
Total assets 12,275,995 +579,436 12,855,431

Mortgage 5,023,073 -111,183 4,911,890
Other debt 27,264 -626 26,638
Total debt 5,050,337 -111,809 4,938,528
Change
Cash 71,000 +36,285 107,285
Investments 0 +744,203 744,203
Retirement acc 800,000 +528,021 1,328,021
Real estate 9,544,253 + 1,074,849 10,619,102
Other assets 60,000 -3,180 56,820
Total assets 10,475,253 +2,380,178 12,855,431

Mortgage 5,361,500 -449,610 4,911,890
Other debt 42,200 -15,562 26,638
Total debt 5,403,700 -465,172 4,938,528

I am now 21.8% on my way to achive my FIRE target of USD 10,000,000. This is 2.4 percentage points closer, compared to the last net worth update.

USD 2,179,509 FIRE target: USD 10,000,000


21.8%

FI portfolio

My FI portfolio now consists of USD 744,203 (34.1%) in investments, USD 1,328,021 (60.9%) in retirement accounts, and USD 107,285 (4.9%) in cash.

Investments

Since my last update, my investments increased with USD 185,667 (33.24%), of which USD 100,000 was from contributions, and USD 143,056 was from returns.

Since I started tracking, my total contributions have been USD 555,836, and my total return has been USD 241,683.

Retirement accounts

Since my last update, my retirement accounts increased with USD 66,630 (5.28%), of which USD 9,204 was from contributions , and USD 91,658 was from returns.

Since I started tracking, my total contributions have been USD 274,171, and my total return is USD 202,748.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 7,265 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
7,265/month
(4.0% SWR)
6,356/month
(3.5% SWR)
5,448/month
(3.0% SWR)


When can I retire?

FI date

My age

49

I am currently aiming to save/invest approximately USD 15,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 10,000,000 in 10 years and 7 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another USD 1,995,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 5,825,491


Financial independence forecast