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Net worth update per


This is Angrybeaver's #31 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,444,749 and my FI portfolio increased to AUD 1,110,228


Net worth

AUD 2,444,749

Since the last update on my net worth has increased with AUD 58,793 (+ 2.46 %).

FI portfolio

AUD 1,110,228

Since the last update on my FI portfolio has increased with AUD 23,819 (+ 2.19 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 357,139 -2,106 355,033
Investments 82,278 +5,374 87,652
Retirement acc 646,992 +20,551 667,543
Real estate 1,549,000 + 32,000 1,581,000
Other assets 105,000 0 105,000
Total assets 2,740,409 +55,819 2,796,228

Mortgage 349,353 -2,757 346,596
Other debt 5,100 -217 4,883
Total debt 354,453 -2,974 351,479
Change
Cash 263,485 +91,548 355,033
Investments 44,127 +43,525 87,652
Retirement acc 499,790 +167,753 667,543
Real estate 1,380,000 + 201,000 1,581,000
Other assets 9,500 + 95,500 105,000
Total assets 2,196,902 +599,326 2,796,228

Mortgage 375,167 -28,571 346,596
Other debt 5,100 -217 4,883
Total debt 380,267 -28,788 351,479
Change
Cash 398,880 -43,847 355,033
Investments 3,783 +83,869 87,652
Retirement acc 408,515 +259,028 667,543
Real estate 1,280,000 + 301,000 1,581,000
Other assets 10,500 + 94,500 105,000
Total assets 2,101,678 +694,550 2,796,228

Mortgage 410,862 -64,266 346,596
Other debt 5,000 -117 4,883
Total debt 415,862 -64,383 351,479

I am now 55.5% on my way to achive my FIRE target of AUD 2,000,000. This is 1.2 percentage points closer, compared to the last net worth update.

AUD 1,110,228 FIRE target: AUD 2,000,000


55.5%

FI portfolio

My FI portfolio now consists of AUD 87,652 (7.9%) in investments, AUD 667,543 (60.1%) in retirement accounts, and AUD 355,033 (32.0%) in cash.

Investments

Since my last update, my investments increased with AUD 5,374 (6.53%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 20,551 (3.18%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 3,700 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
3,700/month
(4.0% SWR)
3,238/month
(3.5% SWR)
2,775/month
(3.0% SWR)


When can I retire?

FI date

My age

49

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 5 years and 6 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another AUD 432,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 457,772


Financial independence forecast