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Net worth update per


This is jobdodger's #31 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 752,419 and my FI portfolio increased to AUD 752,419


Net worth

AUD 752,419

Since the last update on my net worth has increased with AUD 86,361 (+ 12.97 %).

FI portfolio

AUD 752,419

Since the last update on my FI portfolio has increased with AUD 86,361 (+ 12.97 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 26,963 +8,928 35,891
Investments 568,020 +76,322 644,342
Retirement acc 71,075 +1,111 72,186
Real estate 0 0 0
Other assets 0 0 0
Total assets 666,058 +86,361 752,419

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 156,654 -120,763 35,891
Investments 327,873 +316,469 644,342
Retirement acc 62,561 +9,625 72,186
Real estate 0 0 0
Other assets 0 0 0
Total assets 547,088 +205,331 752,419

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 45,425 -9,534 35,891
Investments 62,545 +581,797 644,342
Retirement acc 18,503 +53,683 72,186
Real estate 0 0 0
Other assets 0 0 0
Total assets 126,473 +625,946 752,419

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 47.0% on my way to achive my FIRE target of AUD 1,600,000. This is 5.4 percentage points closer, compared to the last net worth update.

AUD 752,419 FIRE target: AUD 1,600,000


47.0%

FI portfolio

My FI portfolio now consists of AUD 644,342 (85.6%) in investments, AUD 72,186 (9.6%) in retirement accounts, and AUD 35,891 (4.8%) in cash.

Investments

Since my last update, my investments increased with AUD 76,322 (13.44%), of which AUD 11,400 was from contributions, and AUD 64,922 was from returns.

Since I started tracking, my total contributions have been AUD 335,885, and my total return has been AUD 245,912.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 1,111 (1.56%).

Since I started tracking, my total contributions have been AUD 42,798, and my total return is AUD 10,885.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 2,508 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
2,508/month
(4.0% SWR)
2,194/month
(3.5% SWR)
1,881/month
(3.0% SWR)


When can I retire?

FI date

My age

39

I am currently aiming to save/invest approximately AUD 5,100 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,600,000 in 5 years and 7 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another AUD 346,800, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 500,781


Financial independence forecast