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Net worth update per


This is VW1's #19 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 943,324 and my FI portfolio decreased to USD 762,781


Net worth

USD 943,324

Since the last update on my net worth has decreased with USD -10,578 ( -1.11 %).

FI portfolio

USD 762,781

Since the last update on my FI portfolio has decreased with USD -10,401 ( -1.35 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 359 +13 372
Investments 60,322 -1,072 59,250
Retirement acc 712,501 -9,342 703,159
Real estate 420,000 0 420,000
Other assets 20,720 -177 20,543
Total assets 1,213,902 -10,578 1,203,324

Mortgage 260,000 0 260,000
Other debt 0 0 0
Total debt 260,000 0 260,000
Change
Cash 257 +115 372
Investments 43,097 +16,153 59,250
Retirement acc 544,676 +158,483 703,159
Real estate 420,000 0 420,000
Other assets 17,340 + 3,203 20,543
Total assets 1,025,370 +177,954 1,203,324

Mortgage 260,000 0 260,000
Other debt 0 0 0
Total debt 260,000 0 260,000
Change
Cash 0 +372 372
Investments 29,170 +30,080 59,250
Retirement acc 464,854 +238,305 703,159
Real estate 420,000 0 420,000
Other assets 0 + 20,543 20,543
Total assets 914,024 +289,300 1,203,324

Mortgage 260,000 0 260,000
Other debt 0 0 0
Total debt 260,000 0 260,000

I am now 30.5% on my way to achive my FIRE target of USD 2,500,000. This is -0.4 percentage points closer, compared to the last net worth update.

USD 762,781 FIRE target: USD 2,500,000


30.5%

FI portfolio

My FI portfolio now consists of USD 59,250 (7.8%) in investments, USD 703,159 (92.2%) in retirement accounts, and USD 372 (0.0%) in cash.

Investments

Since my last update, my investments decreased with USD -1,072 (-1.78%).

Since I started tracking, my total contributions have been USD 7,250, and my total return has been USD 25,343.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -9,342 (-1.31%).

Since I started tracking, my total contributions have been USD 13,006, and my total return is USD 258,239.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 2,542 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
2,542/month
(4.0% SWR)
2,224/month
(3.5% SWR)
1,906/month
(3.0% SWR)


When can I retire?

FI date

My age

52

I am currently aiming to save/invest approximately USD 2,700 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 9 years and 5 months, in , and at that time I will be 52 years old.

By that time I will have invested/saved another USD 310,500, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,426,719


Financial independence forecast