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Net worth update per


This is Angrybeaver's #30 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 2,385,956 and my FI portfolio increased to AUD 1,086,409


Net worth

AUD 2,385,956

Since the last update on my net worth has decreased with AUD -50,643 ( -2.08 %).

FI portfolio

AUD 1,086,409

Since the last update on my FI portfolio has increased with AUD 9,441 (+ 0.88 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 358,804 -1,665 357,139
Investments 78,368 +3,910 82,278
Retirement acc 639,796 +7,196 646,992
Real estate 1,612,000 -63,000 1,549,000
Other assets 105,000 0 105,000
Total assets 2,793,968 -53,559 2,740,409

Mortgage 352,110 -2,757 349,353
Other debt 5,259 -159 5,100
Total debt 357,369 -2,916 354,453
Change
Cash 263,485 +93,654 357,139
Investments 44,127 +38,151 82,278
Retirement acc 499,790 +147,202 646,992
Real estate 1,380,000 + 169,000 1,549,000
Other assets 9,500 + 95,500 105,000
Total assets 2,196,902 +543,507 2,740,409

Mortgage 375,167 -25,814 349,353
Other debt 5,100 0 5,100
Total debt 380,267 -25,814 354,453
Change
Cash 398,880 -41,741 357,139
Investments 3,783 +78,495 82,278
Retirement acc 408,515 +238,477 646,992
Real estate 1,280,000 + 269,000 1,549,000
Other assets 10,500 + 94,500 105,000
Total assets 2,101,678 +638,731 2,740,409

Mortgage 410,862 -61,509 349,353
Other debt 5,000 + 100 5,100
Total debt 415,862 -61,409 354,453

I am now 54.3% on my way to achive my FIRE target of AUD 2,000,000. This is 0.5 percentage points closer, compared to the last net worth update.

AUD 1,086,409 FIRE target: AUD 2,000,000


54.3%

FI portfolio

My FI portfolio now consists of AUD 82,278 (7.6%) in investments, AUD 646,992 (59.6%) in retirement accounts, and AUD 357,139 (32.9%) in cash.

Investments

Since my last update, my investments increased with AUD 3,910 (4.99%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 7,196 (1.12%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 3,621 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
3,621/month
(4.0% SWR)
3,168/month
(3.5% SWR)
2,716/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 5 years and 8 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 450,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 463,591


Financial independence forecast