Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is imjared's #27 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 71,494 and my FI portfolio increased to GBP 71,494


Net worth

GBP 71,494

Since the last update on my net worth has increased with GBP 4,233 (+ 6.29 %).

FI portfolio

GBP 71,494

Since the last update on my FI portfolio has increased with GBP 4,233 (+ 6.29 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 6,647 +887 7,534
Investments 33,172 +1,367 34,539
Retirement acc 27,442 +1,979 29,421
Real estate 0 0 0
Other assets 0 0 0
Total assets 67,261 +4,233 71,494

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 5,194 +2,340 7,534
Investments 18,804 +15,735 34,539
Retirement acc 16,635 +12,786 29,421
Real estate 0 0 0
Other assets 0 0 0
Total assets 40,633 +30,861 71,494

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 4,211 +3,323 7,534
Investments 11,352 +23,187 34,539
Retirement acc 7,392 +22,029 29,421
Real estate 0 0 0
Other assets 0 0 0
Total assets 22,955 +48,539 71,494

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 14.3% on my way to achive my FIRE target of GBP 500,000. This is 0.8 percentage points closer, compared to the last net worth update.

GBP 71,494 FIRE target: GBP 500,000


14.3%

FI portfolio

My FI portfolio now consists of GBP 34,539 (48.3%) in investments, GBP 29,421 (41.2%) in retirement accounts, and GBP 7,534 (10.5%) in cash.

Investments

Since my last update, my investments increased with GBP 1,367 (4.12%), of which GBP 525 was from contributions, and GBP 3,653 was from returns.

Since I started tracking, my total contributions have been GBP 20,796, and my total return has been GBP 11,342.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 1,979 (7.21%), of which GBP 1,399 was from contributions , and GBP 2,276 was from returns.

Since I started tracking, my total contributions have been GBP 29,740, and my total return is GBP 7,032.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 238 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
238/month
(4.0% SWR)
208/month
(3.5% SWR)
178/month
(3.0% SWR)


When can I retire?

FI date

My age

40

I am currently aiming to save/invest approximately GBP 2,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 500,000 in 8 years and 4 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another GBP 264,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 164,506


Financial independence forecast