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Net worth update per



This is ced's #22 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 1,210,753 and my FI portfolio increased to EUR 760,758


Net worth

EUR 1,210,753

Since the last update on my net worth has increased with EUR 17,787 (+ 1.49 %).

FI portfolio

EUR 760,758

Since the last update on my FI portfolio has increased with EUR 17,787 (+ 2.39 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 76.1% on my way to achive my FIRE target of EUR 1,000,000. This is 1.8 percentage points closer, compared to the last net worth update.

EUR 760,758 FIRE target: EUR 1,000,000


76.1%


FI portfolio


My FI portfolio now consists of EUR 251,542 (33.1%) in investments, EUR 11,497 (1.5%) in retirement accounts, and EUR 497,719 (65.4%) in cash.

Investments

Since my last update, my investments decreased with EUR -60,338 (-19.35%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 551 (5.03%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 2,535 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
2,535/month
(4.0% SWR)
2,218/month
(3.5% SWR)
1,901/month
(3.0% SWR)


When can I retire?


FI date


My age

38

I am currently aiming to save/invest approximately EUR 2,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 4 years and 1 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another EUR 112,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 127,242


Financial independence forecast