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Net worth update per


This is doitforher's #26 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 7,815,807 and my FI portfolio increased to USD 1,841,463


Net worth

USD 7,815,807

Since the last update on my net worth has increased with USD 205,158 (+ 2.7 %).

FI portfolio

USD 1,841,463

Since the last update on my FI portfolio has increased with USD 192,196 (+ 11.65 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 102,233 +18,052 120,285
Investments 409,924 +35,089 445,013
Retirement acc 1,137,110 +139,055 1,276,165
Real estate 10,877,513 -6,547 10,870,966
Other assets 56,820 0 56,820
Total assets 12,583,600 +185,649 12,769,249

Mortgage 4,940,021 -9,494 4,930,527
Other debt 32,930 -10,015 22,915
Total debt 4,972,951 -19,509 4,953,442
Change
Cash 181,730 -61,445 120,285
Investments 137,388 +307,625 445,013
Retirement acc 947,908 +328,257 1,276,165
Real estate 10,952,149 -81,183 10,870,966
Other assets 56,820 0 56,820
Total assets 12,275,995 +493,254 12,769,249

Mortgage 5,023,073 -92,546 4,930,527
Other debt 27,264 -4,349 22,915
Total debt 5,050,337 -96,895 4,953,442
Change
Cash 71,000 +49,285 120,285
Investments 0 +445,013 445,013
Retirement acc 800,000 +476,165 1,276,165
Real estate 9,544,253 + 1,326,713 10,870,966
Other assets 60,000 -3,180 56,820
Total assets 10,475,253 +2,293,996 12,769,249

Mortgage 5,361,500 -430,973 4,930,527
Other debt 42,200 -19,285 22,915
Total debt 5,403,700 -450,258 4,953,442

I am now 18.4% on my way to achive my FIRE target of USD 10,000,000. This is 1.9 percentage points closer, compared to the last net worth update.

USD 1,841,463 FIRE target: USD 10,000,000


18.4%

FI portfolio

My FI portfolio now consists of USD 445,013 (24.2%) in investments, USD 1,276,165 (69.3%) in retirement accounts, and USD 120,285 (6.5%) in cash.

Investments

Since my last update, my investments increased with USD 35,089 (8.56%), of which USD 100,000 was from contributions, and USD 143,056 was from returns.

Since I started tracking, my total contributions have been USD 555,836, and my total return has been USD 241,683.

Retirement accounts

Since my last update, my retirement accounts increased with USD 139,055 (12.23%), of which USD 9,204 was from contributions , and USD 91,658 was from returns.

Since I started tracking, my total contributions have been USD 274,171, and my total return is USD 202,748.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 6,138 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
6,138/month
(4.0% SWR)
5,370/month
(3.5% SWR)
4,603/month
(3.0% SWR)


When can I retire?

FI date

My age

49

I am currently aiming to save/invest approximately USD 15,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 10,000,000 in 11 years and 4 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another USD 2,160,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 5,998,537


Financial independence forecast