Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is awedPonie3's #27 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 575,082 and my FI portfolio increased to GBP 519,325


Net worth

GBP 575,082

Since the last update on my net worth has increased with GBP 13,001 (+ 2.31 %).

FI portfolio

GBP 519,325

Since the last update on my FI portfolio has increased with GBP 11,831 (+ 2.33 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 10,641 +1,144 11,785
Investments 201,108 +239 201,347
Retirement acc 295,745 +10,448 306,193
Real estate 352,445 0 352,445
Other assets 17,000 0 17,000
Total assets 876,939 +11,831 888,770

Mortgage 237,996 -533 237,463
Other debt 76,862 -637 76,225
Total debt 314,858 -1,170 313,688
Change
Cash 9,749 +2,036 11,785
Investments 211,614 -10,267 201,347
Retirement acc 236,422 +69,771 306,193
Real estate 347,017 + 5,428 352,445
Other assets 17,000 0 17,000
Total assets 821,802 +66,968 888,770

Mortgage 240,278 -2,815 237,463
Other debt 83,860 -7,635 76,225
Total debt 324,138 -10,450 313,688
Change
Cash 19,186 -7,401 11,785
Investments 45,559 +155,788 201,347
Retirement acc 186,304 +119,889 306,193
Real estate 505,000 -152,555 352,445
Other assets 17,780 -780 17,000
Total assets 773,829 +114,941 888,770

Mortgage 332,319 -94,856 237,463
Other debt 4,000 + 72,225 76,225
Total debt 336,319 -22,631 313,688

I am now 47.2% on my way to achive my FIRE target of GBP 1,100,000. This is 1.1 percentage points closer, compared to the last net worth update.

GBP 519,325 FIRE target: GBP 1,100,000


47.2%

FI portfolio

My FI portfolio now consists of GBP 201,347 (38.8%) in investments, GBP 306,193 (59.0%) in retirement accounts, and GBP 11,785 (2.3%) in cash.

Investments

Since my last update, my investments increased with GBP 239 (0.12%).

Since I started tracking, my total contributions have been GBP 9,438, and my total return has been GBP 121,565.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 10,448 (3.53%), of which GBP 1,355 was from contributions , and GBP 1,525 was from returns.

Since I started tracking, my total contributions have been GBP 63,804, and my total return is GBP 72,603.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,731 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,731/month
(4.0% SWR)
1,514/month
(3.5% SWR)
1,298/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately GBP 2,711 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,100,000 in 7 years and 1 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another GBP 238,568, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 342,107


Financial independence forecast