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Net worth update per


This is FIRECHAOS's #18 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 531,398 and my FI portfolio increased to USD 270,498


Net worth

USD 531,398

Since the last update on my net worth has increased with USD 200,008 (+ 60.35 %).

FI portfolio

USD 270,498

Since the last update on my FI portfolio has increased with USD 8 (+ 0.0 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 10,030 +8 10,038
Investments 80 0 80
Retirement acc 260,380 0 260,380
Real estate 323,000 0 323,000
Other assets 500 0 500
Total assets 593,990 +8 593,998

Mortgage 254,500 -200,000 54,500
Other debt 8,100 0 8,100
Total debt 262,600 -200,000 62,600
Change
Cash 65,513 -55,475 10,038
Investments 2,036 -1,956 80
Retirement acc 180,589 +79,791 260,380
Real estate 0 + 323,000 323,000
Other assets 1,698 -1,198 500
Total assets 249,836 +344,162 593,998

Mortgage 0 54,500 54,500
Other debt 2,698 + 5,402 8,100
Total debt 2,698 + 59,902 62,600
Change
Cash 9,316 +722 10,038
Investments 5,250 -5,170 80
Retirement acc 29,056 +231,324 260,380
Real estate 0 + 323,000 323,000
Other assets 500 0 500
Total assets 44,122 +549,876 593,998

Mortgage 0 54,500 54,500
Other debt 476 + 7,624 8,100
Total debt 476 + 62,124 62,600

I am now 9.0% on my way to achive my FIRE target of USD 3,000,000. This is 0.0 percentage points closer, compared to the last net worth update.

USD 270,498 FIRE target: USD 3,000,000


9.0%

FI portfolio

My FI portfolio now consists of USD 80 (0.0%) in investments, USD 260,380 (96.3%) in retirement accounts, and USD 10,038 (3.7%) in cash.

Investments

Since my last update, my investments decreased with USD 0 (0.0%).

Retirement accounts

Since my last update, my retirement accounts decreased with USD 0 (0.0%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 901 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
901/month
(4.0% SWR)
788/month
(3.5% SWR)
676/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 4,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 3,000,000 in 15 years and 5 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 744,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,985,502


Financial independence forecast