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This is Angrybeaver's #29 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,436,599 and my FI portfolio increased to AUD 1,076,968


Net worth

AUD 2,436,599

Since the last update on my net worth has increased with AUD 75,259 (+ 3.19 %).

FI portfolio

AUD 1,076,968

Since the last update on my FI portfolio has increased with AUD 23,323 (+ 2.21 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 356,799 +2,005 358,804
Investments 74,264 +4,104 78,368
Retirement acc 622,582 +17,214 639,796
Real estate 1,562,000 + 50,000 1,612,000
Other assets 105,000 0 105,000
Total assets 2,720,645 +73,323 2,793,968

Mortgage 354,862 -2,752 352,110
Other debt 4,443 + 816 5,259
Total debt 359,305 + -1,936 357,369
Change
Cash 263,485 +95,319 358,804
Investments 44,127 +34,241 78,368
Retirement acc 499,790 +140,006 639,796
Real estate 1,380,000 + 232,000 1,612,000
Other assets 9,500 + 95,500 105,000
Total assets 2,196,902 +597,066 2,793,968

Mortgage 375,167 -23,057 352,110
Other debt 5,100 + 159 5,259
Total debt 380,267 + -22,898 357,369
Change
Cash 398,880 -40,076 358,804
Investments 3,783 +74,585 78,368
Retirement acc 408,515 +231,281 639,796
Real estate 1,280,000 + 332,000 1,612,000
Other assets 10,500 + 94,500 105,000
Total assets 2,101,678 +692,290 2,793,968

Mortgage 410,862 -58,752 352,110
Other debt 5,000 + 259 5,259
Total debt 415,862 -58,493 357,369

I am now 53.8% on my way to achive my FIRE target of AUD 2,000,000. This is 1.2 percentage points closer, compared to the last net worth update.

AUD 1,076,968 FIRE target: AUD 2,000,000


53.8%

FI portfolio

My FI portfolio now consists of AUD 78,368 (7.3%) in investments, AUD 639,796 (59.4%) in retirement accounts, and AUD 358,804 (33.3%) in cash.

Investments

Since my last update, my investments increased with AUD 4,104 (5.53%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 17,214 (2.76%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 3,589 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
3,589/month
(4.0% SWR)
3,141/month
(3.5% SWR)
2,692/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 5 years and 8 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 456,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 467,032


Financial independence forecast