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Net worth update per



This is goal_oriented's #11 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 140,900 and my FI portfolio increased to CAD 140,900


Net worth

CAD 140,900

Since the last update on my net worth has increased with CAD 200 (+ 0.14 %).

FI portfolio

CAD 140,900

Since the last update on my FI portfolio has increased with CAD 200 (+ 0.14 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 16.6% on my way to achive my FIRE target of CAD 850,000. This is 0.0 percentage points closer, compared to the last net worth update.

CAD 140,900 FIRE target: CAD 850,000


16.6%


FI portfolio


My FI portfolio now consists of CAD 54,500 (38.7%) in investments, CAD 78,400 (55.6%) in retirement accounts, and CAD 8,000 (5.7%) in cash.

Investments

Since my last update, my investments decreased with CAD -700 (-1.27%), of which CAD 5,500 was from contributions, and CAD 6,000 was from returns.

Since I started tracking, my total contributions have been CAD 109,667, and my total return has been CAD 62,133.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 900 (1.16%), of which CAD 2,250 was from contributions , and CAD 3,450 was from returns.

Since I started tracking, my total contributions have been CAD 120,082, and my total return is CAD 23,618.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 469 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
469/month
(4.0% SWR)
410/month
(3.5% SWR)
352/month
(3.0% SWR)


When can I retire?


FI date


My age

33

I am currently aiming to save/invest approximately CAD 8,500 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 850,000 in 1 years and 2 months, in , and at that time I will be 33 years old.

By that time I will have invested/saved another CAD 544,000, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 165,100


Financial independence forecast