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Net worth update per



This is Gamereat's #32 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 300,570 and my FI portfolio increased to GBP 112,624


Net worth

GBP 300,570

Since the last update on my net worth has decreased with GBP -1,776 ( -0.59 %).

FI portfolio

GBP 112,624

Since the last update on my FI portfolio has increased with GBP 1,734 (+ 1.56 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 11.3% on my way to achive my FIRE target of GBP 1,000,000. This is 0.2 percentage points closer, compared to the last net worth update.

GBP 112,624 FIRE target: GBP 1,000,000


11.3%


FI portfolio


My FI portfolio now consists of GBP 32,853 (29.2%) in investments, GBP 32,864 (29.2%) in retirement accounts, and GBP 46,907 (41.6%) in cash.

Investments

Since my last update, my investments increased with GBP 818 (2.55%).

Since I started tracking, my total contributions have been GBP 6,760, and my total return has been GBP 31,838.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 368 (1.13%).

Since I started tracking, my total contributions have been GBP 2,079, and my total return is GBP 35,808.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 375 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
375/month
(4.0% SWR)
328/month
(3.5% SWR)
281/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately GBP 1,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 19 years and 5 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another GBP 242,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 645,376


Financial independence forecast