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Net worth update per


This is FIRELINE's #37 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 621,619 and my FI portfolio increased to CHF 621,119


Net worth

CHF 621,619

Since the last update on my net worth has increased with CHF 4,686 (+ 0.76 %).

FI portfolio

CHF 621,119

Since the last update on my FI portfolio has increased with CHF 4,686 (+ 0.76 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 32,777 -4,395 28,382
Investments 340,616 +7,076 347,692
Retirement acc 243,040 +2,005 245,045
Real estate 0 0 0
Other assets 500 0 500
Total assets 616,933 +4,686 621,619

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 27,272 +1,110 28,382
Investments 261,272 +86,420 347,692
Retirement acc 195,832 +49,213 245,045
Real estate 0 0 0
Other assets 500 0 500
Total assets 484,876 +136,743 621,619

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 87,104 -58,722 28,382
Investments 136,924 +210,768 347,692
Retirement acc 96,746 +148,299 245,045
Real estate 0 0 0
Other assets 0 + 500 500
Total assets 320,774 +300,845 621,619

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 62.1% on my way to achive my FIRE target of CHF 1,000,000. This is 0.5 percentage points closer, compared to the last net worth update.

CHF 621,119 FIRE target: CHF 1,000,000


62.1%

FI portfolio

My FI portfolio now consists of CHF 347,692 (56.0%) in investments, CHF 245,045 (39.5%) in retirement accounts, and CHF 28,382 (4.6%) in cash.

Investments

Since my last update, my investments increased with CHF 7,076 (2.08%).

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 263,485.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 2,005 (0.82%).

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 176,145.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 2,070 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
2,070/month
(4.0% SWR)
1,811/month
(3.5% SWR)
1,552/month
(3.0% SWR)


When can I retire?

FI date

My age

41

I am currently aiming to save/invest approximately CHF 6,400 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 2 years and 7 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another CHF 256,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 122,881


Financial independence forecast