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This is Angrybeaver's #28 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,361,340 and my FI portfolio increased to AUD 1,053,645


Net worth

AUD 2,361,340

Since the last update on my net worth has increased with AUD 61,410 (+ 2.67 %).

FI portfolio

AUD 1,053,645

Since the last update on my FI portfolio has increased with AUD 37,437 (+ 3.68 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 330,230 +26,569 356,799
Investments 72,641 +1,623 74,264
Retirement acc 613,337 +9,245 622,582
Real estate 1,540,000 + 22,000 1,562,000
Other assets 105,000 0 105,000
Total assets 2,661,208 +59,437 2,720,645

Mortgage 357,452 -2,590 354,862
Other debt 3,826 + 617 4,443
Total debt 361,278 + -1,973 359,305
Change
Cash 263,485 +93,314 356,799
Investments 44,127 +30,137 74,264
Retirement acc 499,790 +122,792 622,582
Real estate 1,380,000 + 182,000 1,562,000
Other assets 9,500 + 95,500 105,000
Total assets 2,196,902 +523,743 2,720,645

Mortgage 375,167 -20,305 354,862
Other debt 5,100 -657 4,443
Total debt 380,267 -20,962 359,305
Change
Cash 398,880 -42,081 356,799
Investments 3,783 +70,481 74,264
Retirement acc 408,515 +214,067 622,582
Real estate 1,280,000 + 282,000 1,562,000
Other assets 10,500 + 94,500 105,000
Total assets 2,101,678 +618,967 2,720,645

Mortgage 410,862 -56,000 354,862
Other debt 5,000 -557 4,443
Total debt 415,862 -56,557 359,305

I am now 52.7% on my way to achive my FIRE target of AUD 2,000,000. This is 1.9 percentage points closer, compared to the last net worth update.

AUD 1,053,645 FIRE target: AUD 2,000,000


52.7%

FI portfolio

My FI portfolio now consists of AUD 74,264 (7.0%) in investments, AUD 622,582 (59.1%) in retirement accounts, and AUD 356,799 (33.9%) in cash.

Investments

Since my last update, my investments increased with AUD 1,623 (2.23%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 9,245 (1.51%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 3,512 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
3,512/month
(4.0% SWR)
3,073/month
(3.5% SWR)
2,634/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 5 years and 9 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 468,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 478,355


Financial independence forecast