Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Gamereat's #31 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 302,346 and my FI portfolio increased to GBP 110,890


Net worth

GBP 302,346

Since the last update on my net worth has increased with GBP 27,667 (+ 10.07 %).

FI portfolio

GBP 110,890

Since the last update on my FI portfolio has increased with GBP 15,157 (+ 15.83 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 37,962 +8,397 46,359
Investments 28,573 +3,462 32,035
Retirement acc 29,198 +3,298 32,496
Real estate 216,000 + 10,000 226,000
Other assets 11,000 + 400 11,400
Total assets 322,733 +25,557 348,290

Mortgage 34,052 -394 33,658
Other debt 14,002 -1,716 12,286
Total debt 48,054 -2,110 45,944
Change
Cash 33,927 +12,432 46,359
Investments 22,182 +9,853 32,035
Retirement acc 21,694 +10,802 32,496
Real estate 225,000 + 1,000 226,000
Other assets 10,094 + 1,306 11,400
Total assets 312,897 +35,393 348,290

Mortgage 34,333 -675 33,658
Other debt 15,608 -3,322 12,286
Total debt 49,941 -3,997 45,944
Change
Cash 7,512 +38,847 46,359
Investments 1,229 +30,806 32,035
Retirement acc 2,045 +30,451 32,496
Real estate 185,000 + 41,000 226,000
Other assets 7,000 + 4,400 11,400
Total assets 202,786 +145,504 348,290

Mortgage 49,124 -15,466 33,658
Other debt 24,250 -11,964 12,286
Total debt 73,374 -27,430 45,944

I am now 11.1% on my way to achive my FIRE target of GBP 1,000,000. This is 1.5 percentage points closer, compared to the last net worth update.

GBP 110,890 FIRE target: GBP 1,000,000


11.1%

FI portfolio

My FI portfolio now consists of GBP 32,035 (28.9%) in investments, GBP 32,496 (29.3%) in retirement accounts, and GBP 46,359 (41.8%) in cash.

Investments

Since my last update, my investments increased with GBP 3,462 (12.12%).

Since I started tracking, my total contributions have been GBP 6,760, and my total return has been GBP 31,838.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 3,298 (11.3%).

Since I started tracking, my total contributions have been GBP 2,079, and my total return is GBP 35,808.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 369 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
369/month
(4.0% SWR)
323/month
(3.5% SWR)
277/month
(3.0% SWR)


When can I retire?

FI date

My age

48

I am currently aiming to save/invest approximately GBP 1,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 19 years and 6 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another GBP 243,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 646,110


Financial independence forecast