Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was AUD 203,116 and my FI portfolio was AUD 203,116.

Net worth

AUD 203,116

FI portfolio

AUD 203,116

I am now 13.5% on my way to achive my FIRE target of AUD 1,500,000.

AUD 203,116 FIRE target: AUD 1,500,000


FI portfolio

My FI portfolio now consists of AUD 8,153 (4.0%) in investments, AUD 53,294 (26.2%) in retirement accounts, and AUD 141,669 (69.7%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 677 for the rest of my life.

Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 7,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 2 years and 9 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another AUD 742,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 554,884

Financial independence forecast