Net worth update per January 1st 2024
This is teamluther's #4 net worth update. Please check out my profile here for more information. As of January 1st 2024, my net worth increased to USD 94,435 and my FI portfolio increased to USD 69,984
Net worth
USD 94,435
Since the last update on December 31st 2022 my net worth has increased with USD 36,051 (+ 61.75 %).
FI portfolio
USD 69,984
Since the last update on December 31st 2022 my FI portfolio has increased with USD 26,823 (+ 62.15 %).
The per-day change in net worth between the reported periods are shown in the plot below.
And the development and changes between each net worth reporting is shown in the tables below.
The changes for each asset class is shown in the table below. All numbers are in USD.
I am now 4.7% on my way to achive my FIRE target of USD 1,500,000. This is 1.8 percentage points closer, compared to the last net worth update.
USD 69,984 FIRE target: USD 1,500,000
FI portfolio
My FI portfolio now consists of USD 457 (0.7%) in investments, USD 54,627 (78.1%) in retirement accounts, and USD 14,900 (21.3%) in cash.
Since my last update, my investments increased with USD 189 (70.52%).
Since my last update, my retirement accounts increased with USD 21,270 (63.76%).
How much can I withdraw according to the 4%-rule?
If I quit working today, my monthly pay out would be USD 233 for the rest of my life.
Monthly SWR amount
Retire today with (USD)
When can I retire?
FI date
March 2046
My age
57
I am currently aiming to save/invest
approximately USD
1,000
each month.
Assuming an annual return of
10% on my investments and my retirement accounts, I
aim to reach my FIRE target
of USD 1,500,000
in 20 years and 9 months,
in March 2046, and at that time I will be
57 years old.
By that time I will have invested/saved
another USD 266,000,
while the rest will be return on my existing FI portfolio and the new
investments,
in total USD
1,164,016