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This is Angrybeaver's #27 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,299,930 and my FI portfolio increased to AUD 1,016,208


Net worth

AUD 2,299,930

Since the last update on my net worth has increased with AUD 69,583 (+ 3.12 %).

FI portfolio

AUD 1,016,208

Since the last update on my FI portfolio has increased with AUD 65,064 (+ 6.84 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 278,942 +51,288 330,230
Investments 65,564 +7,077 72,641
Retirement acc 606,638 +6,699 613,337
Real estate 1,540,000 0 1,540,000
Other assets 105,000 0 105,000
Total assets 2,596,144 +65,064 2,661,208

Mortgage 360,697 -3,245 357,452
Other debt 5,100 -1,274 3,826
Total debt 365,797 -4,519 361,278
Change
Cash 263,485 +66,745 330,230
Investments 44,127 +28,514 72,641
Retirement acc 499,790 +113,547 613,337
Real estate 1,380,000 + 160,000 1,540,000
Other assets 9,500 + 95,500 105,000
Total assets 2,196,902 +464,306 2,661,208

Mortgage 375,167 -17,715 357,452
Other debt 5,100 -1,274 3,826
Total debt 380,267 -18,989 361,278
Change
Cash 398,880 -68,650 330,230
Investments 3,783 +68,858 72,641
Retirement acc 408,515 +204,822 613,337
Real estate 1,280,000 + 260,000 1,540,000
Other assets 10,500 + 94,500 105,000
Total assets 2,101,678 +559,530 2,661,208

Mortgage 410,862 -53,410 357,452
Other debt 5,000 -1,174 3,826
Total debt 415,862 -54,584 361,278

I am now 50.8% on my way to achive my FIRE target of AUD 2,000,000. This is 3.3 percentage points closer, compared to the last net worth update.

AUD 1,016,208 FIRE target: AUD 2,000,000


50.8%

FI portfolio

My FI portfolio now consists of AUD 72,641 (7.1%) in investments, AUD 613,337 (60.4%) in retirement accounts, and AUD 330,230 (32.5%) in cash.

Investments

Since my last update, my investments increased with AUD 7,077 (10.79%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 6,699 (1.1%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 3,387 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
3,387/month
(4.0% SWR)
2,963/month
(3.5% SWR)
2,540/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 5 years and 11 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 486,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 497,792


Financial independence forecast