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Net worth update per


This is jezo777's #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 165,586 and my FI portfolio increased to EUR 20,086


Net worth

EUR 165,586

Since the last update on my net worth has increased with EUR 2,340 (+ 1.43 %).

FI portfolio

EUR 20,086

Since the last update on my FI portfolio has increased with EUR 1,840 (+ 10.08 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 9,816 +1,201 11,017
Investments 5,089 +402 5,491
Retirement acc 3,341 +237 3,578
Real estate 180,000 0 180,000
Other assets 0 0 0
Total assets 198,246 +1,840 200,086

Mortgage 35,000 -500 34,500
Other debt 0 0 0
Total debt 35,000 -500 34,500
Change
Cash 13,570 -2,553 11,017
Investments 0 +5,491 5,491
Retirement acc 3,111 +467 3,578
Real estate 180,000 0 180,000
Other assets 0 0 0
Total assets 196,681 +3,405 200,086

Mortgage 36,000 -1,500 34,500
Other debt 0 0 0
Total debt 36,000 -1,500 34,500
Change
Cash 13,570 -2,553 11,017
Investments 0 +5,491 5,491
Retirement acc 3,111 +467 3,578
Real estate 180,000 0 180,000
Other assets 0 0 0
Total assets 196,681 +3,405 200,086

Mortgage 36,000 -1,500 34,500
Other debt 0 0 0
Total debt 36,000 -1,500 34,500

I am now 2.7% on my way to achive my FIRE target of EUR 750,000. This is 0.2 percentage points closer, compared to the last net worth update.

EUR 20,086 FIRE target: EUR 750,000


2.7%

FI portfolio

My FI portfolio now consists of EUR 5,491 (27.3%) in investments, EUR 3,578 (17.8%) in retirement accounts, and EUR 11,017 (54.8%) in cash.

Investments

Since my last update, my investments increased with EUR 402 (7.9%), of which EUR 5,000 was from contributions, and EUR 1,758 was from returns.

Since I started tracking, my total contributions have been EUR 25,952, and my total return has been EUR 6,258.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 237 (7.09%), of which EUR 114 was from contributions , and EUR 25 was from returns.

Since I started tracking, my total contributions have been EUR 4,439, and my total return is EUR 1,671.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 66 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
66/month
(4.0% SWR)
58/month
(3.5% SWR)
50/month
(3.0% SWR)


When can I retire?

FI date

My age

49

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 750,000 in 14 years and 10 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another EUR 227,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 502,914


Financial independence forecast