Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is azura's #7 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 7,666 and my FI portfolio increased to EUR 7,166


Net worth

EUR 7,666

Since the last update on my net worth has increased with EUR 1,582 (+ 26.0 %).

FI portfolio

EUR 7,166

Since the last update on my FI portfolio has increased with EUR 1,082 (+ 17.78 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 428 -45 383
Investments 5,389 +1,111 6,500
Retirement acc 267 +16 283
Real estate 0 0 0
Other assets 0 + 500 500
Total assets 6,084 +1,582 7,666

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 148 +235 383
Investments 5,000 +1,500 6,500
Retirement acc 228 +55 283
Real estate 0 0 0
Other assets 0 + 500 500
Total assets 5,376 +2,290 7,666

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 450 -67 383
Investments 1,000 +5,500 6,500
Retirement acc 60 +223 283
Real estate 0 0 0
Other assets 0 + 500 500
Total assets 1,510 +6,156 7,666

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 7.2% on my way to achive my FIRE target of EUR 100,000. This is 1.1 percentage points closer, compared to the last net worth update.

EUR 7,166 FIRE target: EUR 100,000


7.2%

FI portfolio

My FI portfolio now consists of EUR 6,500 (90.7%) in investments, EUR 283 (3.9%) in retirement accounts, and EUR 383 (5.3%) in cash.

Investments

Since my last update, my investments increased with EUR 1,111 (20.62%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 16 (5.99%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 23 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
23/month
(4.0% SWR)
20/month
(3.5% SWR)
17/month
(3.0% SWR)


When can I retire?

FI date

My age

35

I am currently aiming to save/invest approximately EUR 300 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 100,000 in 10 years and 9 months, in , and at that time I will be 35 years old.

By that time I will have invested/saved another EUR 41,700, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 51,134


Financial independence forecast