Net worth update per

This is my #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 337,032 and my FI portfolio increased to AUD 337,032

Net worth

AUD 337,032

Since the last update on my net worth has increased with AUD 15,068 (+ 4.68 %).

FI portfolio

AUD 337,032

Since the last update on my FI portfolio has increased with AUD 15,068 (+ 4.68 %).

The per-day change in net worth between the reported periods are shown in the plot below.

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 22.5% on my way to achive my FIRE target of AUD 1,500,000. This is 1.0 percentage points closer, compared to the last net worth update.

AUD 337,032 FIRE target: AUD 1,500,000


FI portfolio

My FI portfolio now consists of AUD 131,592 (39.0%) in investments, AUD 82,480 (24.5%) in retirement accounts, and AUD 122,960 (36.5%) in cash.


Since my last update, my investments increased with AUD 20,162 (18.09%).

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -1,732 (-2.06%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,123 for the rest of my life.

Monthly SWR amount
Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 7,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 3 years and 9 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another AUD 623,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 539,968

Financial independence forecast