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Net worth update per


This is mudpie's #15 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 1,507,223 and my FI portfolio increased to CHF 1,247,128


Net worth

CHF 1,507,223

Since the last update on my net worth has increased with CHF 16,642 (+ 1.12 %).

FI portfolio

CHF 1,247,128

Since the last update on my FI portfolio has increased with CHF 16,804 (+ 1.37 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 62,909 -1,022 61,887
Investments 878,972 +15,612 894,584
Retirement acc 288,443 +2,214 290,657
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,490,581 +16,804 1,507,385

Mortgage 0 0 0
Other debt 0 + 162 162
Total debt 0 + 162 162
Change
Cash 74,371 -12,484 61,887
Investments 684,315 +210,269 894,584
Retirement acc 244,174 +46,483 290,657
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,263,117 +244,268 1,507,385

Mortgage 0 0 0
Other debt 0 + 162 162
Total debt 0 + 162 162
Change
Cash 44,016 +17,871 61,887
Investments 582,494 +312,090 894,584
Retirement acc 156,559 +134,098 290,657
Real estate 248,217 + 7,040 255,257
Other assets 5,000 0 5,000
Total assets 1,036,286 +471,099 1,507,385

Mortgage 0 0 0
Other debt 0 + 162 162
Total debt 0 + 162 162

I am now 124.7% on my way to achive my FIRE target of CHF 1,000,000. This is 1.7 percentage points closer, compared to the last net worth update.

CHF 1,247,128 FIRE target: CHF 1,000,000


124.7%

FI portfolio

My FI portfolio now consists of CHF 894,584 (71.7%) in investments, CHF 290,657 (23.3%) in retirement accounts, and CHF 61,887 (5.0%) in cash.

Investments

Since my last update, my investments increased with CHF 15,612 (1.78%).

Since I started tracking, my total contributions have been CHF 1,346, and my total return has been CHF 394,899.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 2,214 (0.77%).

Since I started tracking, my total contributions have been CHF 2,095, and my total return is CHF 205,451.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 4,157 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
4,157/month
(4.0% SWR)
3,637/month
(3.5% SWR)
3,117/month
(3.0% SWR)


When can I retire?

FI date

My age

41

I am currently aiming to save/invest approximately CHF 13,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 0 years and -8 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another CHF 13,750, while the rest will be return on my existing FI portfolio and the new investments, in total CHF -260,878


Financial independence forecast