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Net worth update per



This is ced's #21 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 1,192,966 and my FI portfolio increased to EUR 742,971


Net worth

EUR 1,192,966

Since the last update on my net worth has increased with EUR 11,030 (+ 0.93 %).

FI portfolio

EUR 742,971

Since the last update on my FI portfolio has increased with EUR 11,035 (+ 1.51 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 74.3% on my way to achive my FIRE target of EUR 1,000,000. This is 1.1 percentage points closer, compared to the last net worth update.

EUR 742,971 FIRE target: EUR 1,000,000


74.3%


FI portfolio


My FI portfolio now consists of EUR 311,880 (42.0%) in investments, EUR 10,946 (1.5%) in retirement accounts, and EUR 420,145 (56.5%) in cash.

Investments

Since my last update, my investments increased with EUR 3,563 (1.16%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 224 (2.09%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 2,476 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
2,476/month
(4.0% SWR)
2,166/month
(3.5% SWR)
1,857/month
(3.0% SWR)


When can I retire?


FI date


My age

38

I am currently aiming to save/invest approximately EUR 2,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 3 years and 10 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another EUR 114,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 143,029


Financial independence forecast