Net worth update per



This is my #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 321,964 and my FI portfolio increased to AUD 321,964


Net worth

AUD 321,964

Since the last update on my net worth has increased with AUD 61,060 (+ 23.4 %).

FI portfolio

AUD 321,964

Since the last update on my FI portfolio has increased with AUD 61,060 (+ 23.4 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 21.5% on my way to achive my FIRE target of AUD 1,500,000. This is 4.1 percentage points closer, compared to the last net worth update.

AUD 321,964 FIRE target: AUD 1,500,000


21.5%


FI portfolio


My FI portfolio now consists of AUD 111,430 (34.6%) in investments, AUD 84,212 (26.2%) in retirement accounts, and AUD 126,322 (39.2%) in cash.

Investments

Since my last update, my investments increased with AUD 48,869 (78.11%).

Retirement accounts

Since my last update, my retirement accounts increased with AUD 18,198 (27.57%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 1,073 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,073/month
(4.0% SWR)
939/month
(3.5% SWR)
804/month
(3.0% SWR)


When can I retire?


FI date


My age

40

I am currently aiming to save/invest approximately AUD 7,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 3 years and 5 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another AUD 630,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 548,036


Financial independence forecast