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Net worth update per


This is Angrybeaver's #25 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,222,021 and my FI portfolio increased to AUD 952,672


Net worth

AUD 2,222,021

Since the last update on my net worth has increased with AUD 73,631 (+ 3.43 %).

FI portfolio

AUD 952,672

Since the last update on my FI portfolio has increased with AUD 71,263 (+ 8.09 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 272,714 +5,329 278,043
Investments 62,482 +3,509 65,991
Retirement acc 546,213 +62,425 608,638
Real estate 1,530,000 0 1,530,000
Other assets 105,000 0 105,000
Total assets 2,516,409 +71,263 2,587,672

Mortgage 362,919 -2,368 360,551
Other debt 5,100 0 5,100
Total debt 368,019 -2,368 365,651
Change
Cash 263,485 +14,558 278,043
Investments 44,127 +21,864 65,991
Retirement acc 499,790 +108,848 608,638
Real estate 1,380,000 + 150,000 1,530,000
Other assets 9,500 + 95,500 105,000
Total assets 2,196,902 +390,770 2,587,672

Mortgage 375,167 -14,616 360,551
Other debt 5,100 0 5,100
Total debt 380,267 -14,616 365,651
Change
Cash 398,880 -120,837 278,043
Investments 3,783 +62,208 65,991
Retirement acc 408,515 +200,123 608,638
Real estate 1,280,000 + 250,000 1,530,000
Other assets 10,500 + 94,500 105,000
Total assets 2,101,678 +485,994 2,587,672

Mortgage 410,862 -50,311 360,551
Other debt 5,000 + 100 5,100
Total debt 415,862 -50,211 365,651

I am now 47.6% on my way to achive my FIRE target of AUD 2,000,000. This is 3.6 percentage points closer, compared to the last net worth update.

AUD 952,672 FIRE target: AUD 2,000,000


47.6%

FI portfolio

My FI portfolio now consists of AUD 65,991 (6.9%) in investments, AUD 608,638 (63.9%) in retirement accounts, and AUD 278,043 (29.2%) in cash.

Investments

Since my last update, my investments increased with AUD 3,509 (5.62%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 62,425 (11.43%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 3,175 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
3,175/month
(4.0% SWR)
2,778/month
(3.5% SWR)
2,381/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 6 years and 3 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 516,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 531,328


Financial independence forecast