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Net worth update per


This is k3nsh1n78's #209 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 1,194,516 and my FI portfolio increased to AUD 666,326


Net worth

AUD 1,194,516

Since the last update on my net worth has increased with AUD 2,649 (+ 0.22 %).

FI portfolio

AUD 666,326

Since the last update on my FI portfolio has increased with AUD 524 (+ 0.08 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 282,500 +1,000 283,500
Investments 14,415 -665 13,750
Retirement acc 368,887 +189 369,076
Real estate 1,585,000 0 1,585,000
Other assets 11,775 -75 11,700
Total assets 2,262,577 +449 2,263,026

Mortgage 1,070,710 -2,200 1,068,510
Other debt 0 0 0
Total debt 1,070,710 -2,200 1,068,510
Change
Cash 286,550 -3,050 283,500
Investments 8,480 +5,270 13,750
Retirement acc 305,650 +63,426 369,076
Real estate 1,585,000 0 1,585,000
Other assets 13,500 -1,800 11,700
Total assets 2,199,180 +63,846 2,263,026

Mortgage 1,093,425 -24,915 1,068,510
Other debt 0 0 0
Total debt 1,093,425 -24,915 1,068,510
Change
Cash 147,750 +135,750 283,500
Investments 37,355 -23,605 13,750
Retirement acc 136,402 +232,674 369,076
Real estate 1,585,000 0 1,585,000
Other assets 37,280 -25,580 11,700
Total assets 1,943,787 +319,239 2,263,026

Mortgage 1,300,865 -232,355 1,068,510
Other debt 0 0 0
Total debt 1,300,865 -232,355 1,068,510

I am now 44.4% on my way to achive my FIRE target of AUD 1,500,000. This is 0.0 percentage points closer, compared to the last net worth update.

AUD 666,326 FIRE target: AUD 1,500,000


44.4%

FI portfolio

My FI portfolio now consists of AUD 13,750 (2.1%) in investments, AUD 369,076 (55.4%) in retirement accounts, and AUD 283,500 (42.5%) in cash.

Investments

Since my last update, my investments decreased with AUD -665 (-4.61%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -237,960.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 189 (0.05%), of which AUD 400 was from contributions , and AUD 7,935 was from returns.

Since I started tracking, my total contributions have been AUD 175,203, and my total return is AUD 113,570.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 2,221 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
2,221/month
(4.0% SWR)
1,943/month
(3.5% SWR)
1,665/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 4 years and 2 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another AUD 496,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 337,674


Financial independence forecast