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This is Angrybeaver's #24 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,148,390 and my FI portfolio increased to AUD 881,409


Net worth

AUD 2,148,390

Since the last update on my net worth has increased with AUD 188,942 (+ 9.64 %).

FI portfolio

AUD 881,409

Since the last update on my FI portfolio has increased with AUD 19,952 (+ 2.32 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 267,418 +5,296 272,714
Investments 58,038 +4,444 62,482
Retirement acc 536,001 +10,212 546,213
Real estate 1,460,000 + 70,000 1,530,000
Other assets 8,000 + 97,000 105,000
Total assets 2,329,457 +186,952 2,516,409

Mortgage 365,675 -2,756 362,919
Other debt 4,334 + 766 5,100
Total debt 370,009 + -1,990 368,019
Change
Cash 263,485 +9,229 272,714
Investments 44,127 +18,355 62,482
Retirement acc 499,790 +46,423 546,213
Real estate 1,380,000 + 150,000 1,530,000
Other assets 9,500 + 95,500 105,000
Total assets 2,196,902 +319,507 2,516,409

Mortgage 375,167 -12,248 362,919
Other debt 5,100 0 5,100
Total debt 380,267 -12,248 368,019
Change
Cash 398,880 -126,166 272,714
Investments 3,783 +58,699 62,482
Retirement acc 408,515 +137,698 546,213
Real estate 1,280,000 + 250,000 1,530,000
Other assets 10,500 + 94,500 105,000
Total assets 2,101,678 +414,731 2,516,409

Mortgage 410,862 -47,943 362,919
Other debt 5,000 + 100 5,100
Total debt 415,862 -47,843 368,019

I am now 44.1% on my way to achive my FIRE target of AUD 2,000,000. This is 1.0 percentage points closer, compared to the last net worth update.

AUD 881,409 FIRE target: AUD 2,000,000


44.1%

FI portfolio

My FI portfolio now consists of AUD 62,482 (7.1%) in investments, AUD 546,213 (62.0%) in retirement accounts, and AUD 272,714 (30.9%) in cash.

Investments

Since my last update, my investments increased with AUD 4,444 (7.66%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 10,212 (1.91%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 2,938 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
2,938/month
(4.0% SWR)
2,570/month
(3.5% SWR)
2,203/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 6 years and 10 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another AUD 564,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 554,591


Financial independence forecast